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  • It follows Skipton’s launch of its Track Record mortgage in May.

HSBC’s five-year fixed rate deal for residential remortgage at 3.99percent is available to homeowners with at least 40percent equity in their property, and there is a 999 arrangement fee. The lender is offering a five-year fixed purchase rate at 4.69percent (85percent LTV) with no fee. Nationwide has also introduced a range of remortgage deals for new customers with only 5percent equity in their property – equivalent to a 95percent Loan to Value. Although the lender already offers these deals for first-time buyers and home purchasers, it is the first time it has offered remortgage deals at 95percent to remortgagers since 2008.

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Even if a casino is legal in your state, they may not offer any deposit bonuses there. However, big-name online casinos change their welcome offers from time to time and run promotions to bring you fresh, new no deposit bonuses. The licensing for real money online casinos in the USA means that a brand needs to have a physical casino to be able to offer you their games online.

Aldermore has cut mortgage rates for residential and buy-to-let borrowers by up to 0.97 percentage points. It is the second time the lender has reduced rates this year, writes Jo Thornhill. This is the first five-year fixed rate at under 4percent since September 2022.

 

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